Personal accident insurance is a type of insurance policy that provides financial protection in the event of an injury, death, or disablement due to an accident. This insurance is designed to provide coverage for unexpected accidents, including those that occur at home, on the job, or while traveling.
Typically, personal accident insurance will cover medical expenses, rehabilitation costs, and a lump sum payment in the event of death or permanent disability. Some policies may also offer additional benefits, such as coverage for accidental death while traveling, and 24-hour worldwide coverage.
If you're considering purchasing personal accident insurance, it's important to carefully review the policy terms and conditions, as well as the exclusions, to ensure that you understand what is and is not covered. You may also want to compare quotes from multiple insurers to ensure that you're getting the best possible coverage at a price you can afford.

1-Public and product liability insurance: This insurance covers against injury or damages you cause to a client or during your business activities, damage you cause to third-party property, personal injury, or damage to property arising from any product you have supplied.

2-Professional Liability: Under this policy, you are covered against any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services, or designs that cause your client to lose money. Medical malpractice is a kind of professional liability that covers the professional negligence of doctors.

3-Workmen compensation: it helps protect one of your most valuable assets – your employees. If they are injured while working for you, workmen compensation will take care of their injuries, and their medical bills and pay their lost wages while they heal. workmen compensation will help get your employee back to work as soon as possible.

Dilnia provides compensation for the physical loss of shipped goods as a result of external causes during shipping. It is the ideal insurance solution for overseas, local sellers & buyers and logistics companies & freight forwarders on behalf of their customers and manufacturers

It covers the financial loss to the owner, renter or other interested persons when damage occurs to the structure of a residential or commercial property and/or its contents, due to fire, self-ignition, domestic explosion, water leakage and may provide coverage for loss of profit, loss of rent, public liability, removal of debris, natural disasters, …etc.

Dilnia Insurance provides competitive tailored policies for individuals, families and corporations. Its insurance card holders are accepted on a direct billing basis by an extensive medical network in Iraq, some neighboring countries and others around the world. All of our policies have the undermentioned territorial options.

Homeland
This insurance policy offers inpatient and outpatient coverage within our accredited network across Iraq, including the KRG.

Levant
The core feature of this program is its direct billing facility in Iraq, Jordan, Lebanon, Syria and Turkey. It is the best choice to local and expatriates travelling to these countries.

TPA:
Dilnia Insurance is partnered with GlobeMed, which has a comprehensive medical insurance network in more that fourteen countries, enabling us to expand the territorial scope of our direct billing facility.

Third Party Liability (TPL)
Covers your liability towards a third party in the event of a claim but does not cover your own loss or damage.

TPL & Total Loss
Covers your liability towards third party, and compensation for your car when a total loss is proven. However, it excludes your own partial loss.

Comprehensive Plan
It mainly covers the car own damages, theft, total loss, third party liability and personal accidents to the driver and passengers.