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- have one of your projects ever been exposed to an accident during the execution?

- have the damages been to the project itself or to the third party?

- do you own a factory? What if the machines break down and stop working? What about the deterioration of stock that may result?




Engineering insurance: It is the kind of insurance coverage for the ongoing construction project (CAR) & installation project (EAR), and for machines & equipment in a project



Contractors all risk (CAR):  The aim of requesting this coverage is to ensure that all parties are covered on a project, as it covers the damage of property and third party loss/damage. The coverage could be extended to cover the losses arising out of the delay in start-up due to an insured loss.


Erection all risk (EAR) policies begins from the time of unloading of the first Consignment at the project site and terminates completion of testing or handing over of the project to the principal employer, or the period chosen, which is earlier.

EAR policies  are designed to cover the risk of loss arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury (BI) or property damage (PD) arising out of these operations. 


Machinery breakdown: This type of insurance is typical for plant, machinery and mechanical equipment at work, at rest or during maintenance. It covers the sudden loss of the insured items necessitating repair or replacement of damaged insured item.


Many other lines of insurance risks under engineering insurance Dilnia offer such as Contractors plant and machinery (CPM), Machinery loss of profit, deterioration of stock, electronic equipment insurance and boiler & pressure vessel.


Engineering Insurance:

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